Debt management in America remains a roller-coaster issue.
Since the 2008 financial crisis, U.S. citizens sharply decreased their debt. But as the economy strengthens, those levels are slowly rising again. The Federal Reserve reported that total consumer debt rose 9.7 percent to approximately $3.24 trillion in July 2014, the largest increase since July 2011. Of that amount, $880.5 billion was revolving debt, which primarily consists of credit card balances.
Being debt-free is possible, but it requires a plan.
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